THIS WANING PRESENCE OF BANK BRANCHES

The traditional physical bank branch is experiencing a noticeable decline in its presence. Driven by the rise of online and mobile banking, users are increasingly relying to electronic channels for their financial needs. This shift has led to a decrease in branch establishments, and many institutions are closing existing branches to reduce costs.

Climate change is a grave/serious/pressing threat to the planet, posing significant risks/challenges/dangers big problems in the world to human societies and natural ecosystems. Driven/Caused/Influenced by human activities/increased greenhouse gas emissions/the burning of fossil fuels, climate change leads/results/causes in a range of devastating/a